Beat the Rush! Use your FSA Money in November to get personalized service and save on Eyewear

Using your flexible spending account (FSA) money for eyeglasses in November can be a smart move for several reasons:

1. Use it or lose it: Many FSAs operate on a "use it or lose it" basis, meaning that any unspent funds at the end of the plan year (typically December 31st) are forfeited. By spending your FSA dollars before the year ends, you ensure that you don't lose any of the money you've set aside in the account.

2. Vision care expenses: Eyeglasses, contact lenses, and eye exams are often eligible expenses under FSA plans. By purchasing eyeglasses in November, you're using your FSA funds for a legitimate medical expense.

3. Tax savings: Money contributed to an FSA is typically tax-free, meaning that it comes out of your paycheck before taxes are deducted. This can lower your overall tax liability. By using your FSA funds for eligible expenses like eyeglasses, you maximize your tax savings.

4. Vision needs: If you need new eyeglasses or have been planning to update your prescription, using your FSA funds in November can help you address your vision needs while taking advantage of the tax benefits. It can also improve your quality of life by ensuring you have the correct prescription.

5. Year-end rush: Towards the end of the year, there can be a rush of people trying to spend their FSA funds before the deadline. This can lead to longer wait times for appointments and potential delays in obtaining eyeglasses. By taking care of this early in November, you can avoid the year-end rush. You can take more time, get personalized service, and really get fitted with a frame that looks good and lens that lets you see better.  By starting in November, you'll have more time to explore your options and make an informed decision.

6. Gift cards: You can also use your FSA money to purchase a gift card at the Mott Optical Group. This makes the perfect gift: a git of clear sign to give to your family or friends for the holidays. 

Before making any decisions, it's essential to check the specific terms and conditions of your FSA, including the deadline for using the funds. Additionally, it's a good idea to consult with your FSA administrator or a tax professional to ensure you are maximizing the benefits of your flexible spending account while staying within the rules and regulations.